Over time, users can generate additional rewards and possibly establish a passive income stream by urging others to download the app and share it. All things conrummy sattasidered, earning money apps offer a low-risk method of earning money without requiring any initial outlay of funds. 1. Swagbucks is a well-known earn money app that provides numerous opportunities to receive rewards. Users can earn "Swagbucks" by doing surveys, watching videos, shopping online, playing games, and more.